Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"We started to think about moving house about a year ago and needed mortgage advice on available options open to us. We had been fortunate enough to have Richard Wylder recommended to us when we were planning on our daughter going to university for 5 years and how we would manage financially and pay a large mortgage. We contacted Richard again to talk through potential mortgages and what would be the best option for us. Tom and Richard offer a personalised approach and find a mortgage that fits with your needs/situation rather than you having to having to accept a mortgage to fit with the bank/building society’s agenda."
Jane
Equity release, often called a ‘lifetime mortgage’, lets you unlock tax-free cash from your home without the need to move or sell. You can either borrow against your property’s value or sell part of it in exchange for a lump sum or regular income. Some plans even allow you to withdraw extra funds later if needed. Designed for homeowners aged 55 and over, equity release is available whether you own your home outright or still have a mortgage (which must be repaid using the funds released).
Yes. Equity release is regulated by the Financial Conduct Authority (FCA), ensuring strict consumer protection. As a proud member of the Equity Release Council, we follow their standards to safeguard your interests. Plus, with a lifetime mortgage, you’ll never owe more than the sale price of your home—so long as it’s sold for the best price reasonably achievable.
The money is yours to spend however you wish. Whether you want to renovate your home, buy a new car, clear debts, or simply enjoy a more comfortable retirement, equity release gives you financial freedom.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Tailored advice to help you plan your financial future
At Equity Release and Mortgage Partnership Lincolnshire, we’re dedicated to helping you make the best financial decisions for your future. With years of experience in later-life lending, we offer expert guidance to help you release equity from your home or secure the right mortgage.
Our goal is simple, giving you peace of mind by providing clear, honest advice tailored to your needs.
We search the market to find the right deal for you.
We handle all the paperwork, making everything hassle-free.
Our reputation is built on honest advice and outstanding service.
Here’s what to expect when you work with us for equity release, if you live in Lincolnshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
© Copyright . All rights reserved.
